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Benefits made easy

Healthy Benefits+ is your smart benefits card.

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Healthy Benefits Plus mobile app QR code

Scan this QR code to download the mobile app

What you get with Healthy Benefits+

Funds for your everyday needs

Your everyday items, covered

Use your card at up to 60,000 merchants, online or in-store. Every time your benefits get applied, that’s money you didn’t spend out of pocket.

How it works

You do the spending — we do the rest

1

Receive benefit funds

Your program loads funds onto your Healthy Benefits+ card.

2

See where you can spend your benefits

Use this app or website to discover participating merchants, check what's covered and view helpful content.

3

Spend stress-free

At checkout, your Healthy Benefits+ card automatically knows what's covered by your benefits.

Get started

Healthy Benefits+ is a program where you receive funds on a regular basis to spend on essential items. Since benefits vary, check with your program to learn what kinds of items you can save money on.

You should have been notified about when you’ll be receiving your card. Check with your program for an update on timing.

Call the phone number on the back of your Healthy Benefits+ card. It’s also in your welcome materials.

If you received a Healthy Benefits+ card, that means you’re getting funds to spend on essential items. Ask your program for more details, and enjoy your special perks!

Manage your benefits on the go

Download the app to get reminders when your funds expire and reload — so they never go unspent.

Healthy Benefits Plus mobile app QR code

Questions? Need your benefit balance?

Log in to your Healthy Benefits+ account or call your program number. Usage restrictions apply. See cardholder agreement for details. No Cash (except as required by law) or ATM access. All rights reserved.

Optum Financial, Inc. is not a bank; it administers benefit plans on behalf of its plan clients and serves as program manager for partner banks, which hold all funds and are responsible for card issuance.

"Healthy Benefits+" refers to any benefit or reward program(s), and Healthy Benefits+ is offered by Optum Financial, Inc., on behalf of itself and its affiliates. Your participation in a Healthy Benefits+ program is voluntary and subject to eligibility rules and other restrictions included in the Healthy Benefits+ Cardholder Agreement. Funds made available for your use in the program(s) are subject to use restrictions, are not cash, and are not owned by you. You may only be eligible to participate in certain benefit programs as determined by your health plan or Optum Financial. All brands listed are trademarked by their respective manufacturers. Brands and item eligibility and/or availability are subject to change. Healthy Benefits+ benefits must be utilized at participating retailers and may only be used to purchase specific items in accordance with your benefit program. Other restrictions may apply.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Data rates may apply.